Financial Tools for Alumni

Financial Literacy Services for UMA students and graduates

Trying to navigate the ins and outs of student loans can be overwhelming, but you don't have to do it alone. The Financial Literacy Services team is here to assist you with matters related to your student loans. Call us at 888-205-2170.

Your financial advocate. We can explain your student loans in clear terms to help you understand all your options, no matter what your loan situation is. We also act as your advocate and sometimes even communicate directly with your loan servicer.

You've made an investment in your future, and Financial Literacy Services is here to help you manage your loans wisely.


Loan Servicer Information

Student loan payments go directly to your assigned loan servicer. A loan servicer handles all the billing regarding your student loan.

Don't know who your loan servicer is? Call us at 888-205-2170 or find it by using your FSA ID to log in to NSLDS.ed.gov.

Loan Servicers include:
CornerStone Education Loan Services |  EdFinancial Services |  FedLoan Servicing |  Granite State Management Resources |  Great Lakes |  Mohela |  Navient |  Nelnet |  OSLA Servicing

Calculators

Student Loan Calculators

  • Student Loan Repayment Calculator – Estimates what your student loan monthly payments would be under different repayment plans to help you choose the best repayment plan for your situation.
  • Student Loan Pay Off Calculator – Determine how quickly you'll pay off your student loans. By making a higher payment, you can shorten the length of your loan and dramatically reduce the total amount of interest you will pay.
  • Consolidation Loan Calculator – Learn how much you could reduce your monthly loan payments if you combine multiple loans into a single loan.
Please note that all calculations are estimates and may not reflect actual amounts.

Budgeting Templates

Use these templates to help you with your budget. You can choose between our daily budgeting template or monthly budgeting template – or you can use both!

Daily Budget Templates

  • Example Daily Budget – View what your daily budgeting sheet can look like. This version can't be edited.
  • PDF – Our simplest daily budgeting tracker. Fill this out on your computer or print it and fill it out by hand. You will need to perform all calculations yourself.
  • Microsoft Excel – If you’re familiar with Excel, download this file and save it to your computer to use. This document does the calculations for you.
  • Google Sheet – Use this budget sheet if you don't have Microsoft Excel and don’t want to calculate your budget yourself. Make a new copy and save it to your Google account to begin editing. The "total spent" column will add up all of your expenses and savings for the month based off of the "cost" column.

Monthly Budget Templates

  • Example Monthly Budget – View what your monthly budgeting sheet can look like. This version can't be edited.
  • PDF – Our simplest monthly budgeting tracker. Fill this out on your computer or print it and fill it out by hand. You will need to perform all calculations yourself.
  • Microsoft Excel – If you’re familiar with Excel, download this file and save it to your computer to use. This document does the calculations for you.
  • Google Sheet – Use this budget sheet if you don't have Microsoft Excel and don’t want to calculate your budget yourself. Make a new copy and save it to your Google account to begin editing. Cells are not locked so be careful not to overwrite the total and difference formulas.