3 Tips for Good Spending Habits
Regardless of whether you are making minimum wage, six figures or somewhere in between, having good spending habits could significantly and positively affect your financial future. Here are three tips to help you develop good spending habits — no matter where you are financially. 1. Budgeting is your best friend. To budget effectively, you have to know… Read more »
Five Easy Steps to Better Budgeting
There’s no one right solution when it comes to creating a successful personal budget, but there are a few tricks that can help you take control of your finances. Whether it’s cutting down on the amount you spend on prepared foods, or limiting yourself to one emergency credit card, there are many things you can… Read more »
6 Steps to Avoid Holiday Overspending
Whatever you celebrate during the holiday season, most of us have one thing in common: holiday overspending. It’s a time for getting together and showing thanks and appreciation for family and friends, but if you’re not careful, that can turn into a budgeting nightmare. A national survey by Experion shows that people tend to agree…. Read more »
Tips for Dealing With High Prescription Costs
Tired of struggling to pay for high prescription costs? Even if you have insurance, the copays and deductibles can cost a great deal. Here are some tips to try and keep the price down while still getting the medication you need. Drug Formularies Most patients don’t know that their insurance plan has a Drug Formulary. This is… Read more »
3 Tax Breaks All Students Should Know
It’s that time of the year again. Hopefully you’ve already completed your taxes, which are due today. But did you know that there are certain tax breaks and advantages available to students like you? You might have already filed this year, but taking advantages of these tax breaks requires careful record keeping. Start prepping now… Read more »
5 Useful Budgeting Apps for Students
Budgeting is a necessity for students, particularly those who take out loans or pay out-of-pocket for their education. If you’re trying to navigate your finances while funding your schooling, here are some apps that might help you stay on track. Mint Mint is a popular app from the creators of TurboTax® and Quicken®. It can… Read more »
Top 5 Financially Motivating Books
It’s nice to set a goal from time to time. If you find yourself struggling with money often, you may make objectives based on managing finances. However, how do you know what goals to set? What’s reasonable when you’re first beginning to change your ways? Luckily, several knowledgeable finance pros have published books on budgeting, money management, salary… Read more »
How to Help Stop Medicare Fraud
The largest population of people in the history of our country are turning 65 and becoming Medicare beneficiaries. We fondly refer to this population as the Baby Boomers. They are people born between 1946 and 1964. Unfortunately we are also at an all-time high for Medicare Fraud—the numbers are in the billions. Significantly reducing this… Read more »
How to Budget When Money is Tight [Video]
When money is tight, every little detail matters. Use these tips to make sure you’re getting the most out of your budget.
The views expressed herein are those of the author and do not necessarily reflect those of Ultimate Medical Academy.
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